Listed 12 days ago · August 7, 2026 | MLS# ML82056979
$780/sqft -18% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $6,973/moP&I $5,132 · Tax $1,030 · Insurance $262 · HOA $549Assumes 20% down ($197,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Santa Cruz, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
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2 Bed / 2 Bath / 1,267 sqft on 1,655 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $989K vs City Average $1.8M
$780/sqft compared to Santa Cruz avg $951/sqft (-17.9%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About This Home
Why choose between the beach, the harbor, and nature when you can have all three? Tucked inside a peaceful gated community, with beautifully maintained grounds, this tastefully updated home puts the very best of Santa Cruz just outside your door. Step directly into Arana Gulch for scenic trails and access to Seabright amenities, or wander to the Santa Cruz Harbor for coffee, fresh seafood, waterfront dining, live music, and colorful sunsets. Skip the city streets altogether and stroll to Twin Lakes & Seabright Beaches both less than a mile away. Every day feels like a vacation!
Inside: fresh interior paint, new luxury flooring and lighting, updated bathrooms, a refreshed kitchen, newer stainless steel appliances, & a generous island that opens to dining and living area, with a gas fireplace, and private patio that is ideal for BBQs, morning coffee, or unwinding after a day at the beach.
Upstairs, the sunny oversized primary suite includes high ceilings, an en-suite bath, skylight, two closets, & a private balcony. The 2nd BR with walk-in closet also includes bonus storage space. A 2 car garage offers plenty of room for surfboards, bikes, kayaks, & all your beach toys. Whether it's sunrise walks, harbor nights, or spontaneous beach days, this is SC living at its best.
MLS ID #ML82056979, Teresa Marlow. Listing provided by Compass · MLSListings Inc.
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Property Details
Property Type
Townhouse
Year Built
1982
Bedrooms
2
Bathrooms
2 Full
Living Area
1,267 sqft
Lot Size
1,655 sqft
Garage
2 Spaces
Price/sqft
$780
County
SantaCruz
MLS Number
ML82056979
Status
Active
Stories
N/A
HOA
$549/mo
Interior Features
CentralForcedAir
Exterior & Lot
Composition Roof2-Car Garage0.04 Acres
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
574 Spinnaker CT, Santa Cruz, CA 95062 · SantaCruz County
Market Context
Price Positioning
$Price context: Listed at $780/sqft vs Santa Cruz avg $951/sqft (17.9% below).
$Sale-to-list: Santa Cruz homes selling at 100.8% of asking.
⏲Velocity: City avg 29 days. This home: 12 days.
🏠Inventory:38 2-bedroom homes currently available in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
This 1,267 square foot townhouse at 574 Spinnaker CT in Santa Cruz features 2 bedrooms and 2 bathrooms. Listed at $989,000, this LiveOak property reflects the current pricing trends for 2-bedroom homes in the 95062 zip code.
2-Bedroom Homes for Sale in Santa Cruz 95062
Browse 2-bedroom townhouse listings in the LiveOak area of Santa Cruz. Properties in 95062 are currently averaging $951 per square foot with 29 days on market.
What to Expect When Buying in LiveOak
The LiveOak market in Santa Cruz features a mix of townhouse properties ranging from starter homes to luxury estates. Current inventory levels suggest active conditions for buyers in this area.
Listed at $989,000 ($780/sqft). Santa Cruz avg is $951/sqft, placing this 17.9% below. Comparable recent sales help frame the value.
Listed 12 days (as of August 7, 2026). Santa Cruz average is 29 days.
Est. $6,973/mo with 20% down ($197,800) at 6.75%. Includes principal & interest ($5,132), property tax ($1,030), and insurance ($262). HOA: $549/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 176 active listings in Santa Cruz (38 are 2-bedroom). At $989,000 this is positioned against the city average of $1,753,317. Similar homes have sold at 100.8% of asking.
2-bedroom homes in Santa Cruz (95062) are currently averaging $951 per square foot. Market activity shows homes spending an average of 29 days on market in this area.
574 Spinnaker CT in Santa Cruz is currently listed at $989,000. This 2-bedroom, 2-bathroom townhouse is located in the LiveOak area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Aug 19, 2026 4:30 AM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Aug 19, 2026 4:30 AM PT | Source: MLSListings Inc.
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