Listed 12 days ago · September 22, 2026 | MLS# ML82055130
$643/sqft -29% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $5,887/moP&I $4,146 · Tax $832 · Insurance $262 · HOA $647Assumes 20% down ($159,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Santa Cruz, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
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2 Bed / 3 Bath / 1,241 sqft on 1,002 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $799K vs City Average $1.7M
$643/sqft compared to Santa Cruz avg $901/sqft (-28.5%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About This Home
Welcome to 2603 Mallory Lane, a well-maintained 2-bedroom, 2.5-bathroom home offering a bright, comfortable living space in a desirable Santa Cruz location. The thoughtfully designed floor plan creates an open and inviting atmosphere throughout, with abundant natural light and a convenient half bath located on the main level. Upstairs, the spacious primary suite offers a walk-in closet and a comfortable retreat at the end of the day. A versatile second bedroom provides added flexibility, making it easy to accommodate guests or create a functional home office while maximizing the available space. Enjoy low-maintenance living with private front and back patios, offering the perfect setting for morning coffee, outdoor dining, or simply relaxing in your own outdoor retreat. Located in a private cul-de-sac, this home also features an attached one-car garage -- plus 2 resident and 1 guest parking pass for added convenience. Thoughtfully cared for and move-in ready, this home combines comfort, convenience, and practical living in an ideal Santa Cruz location. Enjoy easy access to local favorites including Shadowbrook, Firefly Coffee, Capitola Village, nearby beaches, and more. Assumable 2.75% rate loan for qualified vet!
MLS ID #ML82055130, Stine Jackson. Listing provided by Compass · MLSListings Inc.
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Property Details
Property Type
Condominium
Year Built
1986
Bedrooms
2
Bathrooms
2 Full, 1 Half
Living Area
1,241 sqft
Lot Size
1,002 sqft
Garage
1 Spaces
Price/sqft
$643
County
SantaCruz
MLS Number
ML82055130
Status
Active
Stories
N/A
HOA
$647/mo
Interior Features
CentralForcedAir
Exterior & Lot
Composition Roof1-Car Garage0.02 Acres
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
2603 Mallory LN, Santa Cruz, CA 95065 · SantaCruz County
Market Context
Price Positioning
$Price context: Listed at $643/sqft vs Santa Cruz avg $901/sqft (28.5% below).
$Sale-to-list: Santa Cruz homes selling at 98.8% of asking.
⏲Velocity: City avg 40 days. This home: 12 days.
🏠Inventory:30 2-bedroom homes currently available in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
This 1,241 square foot condominium at 2603 Mallory LN in Santa Cruz features 2 bedrooms and 3 bathrooms. Listed at $799,000, this Santa Cruz property reflects the current pricing trends for 2-bedroom homes in the 95065 zip code.
2-Bedroom Homes for Sale in Santa Cruz 95065
Browse 2-bedroom condominium listings in Santa Cruz. Properties in 95065 are currently averaging $901 per square foot with 40 days on market.
What to Expect When Buying in Santa Cruz
The Santa Cruz market features a mix of condominium properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $799,000 ($643/sqft). Santa Cruz avg is $901/sqft, placing this 28.5% below. Comparable recent sales help frame the value.
Listed 12 days (as of September 22, 2026). Santa Cruz average is 40 days.
Est. $5,887/mo with 20% down ($159,800) at 6.75%. Includes principal & interest ($4,146), property tax ($832), and insurance ($262). HOA: $647/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 174 active listings in Santa Cruz (30 are 2-bedroom). At $799,000 this is positioned against the city average of $1,652,640. Similar homes have sold at 98.8% of asking.
2-bedroom homes in Santa Cruz (95065) are currently averaging $901 per square foot. Market activity shows homes spending an average of 40 days on market in this area.
2603 Mallory LN in Santa Cruz is currently listed at $799,000. This 2-bedroom, 3-bathroom condominium is located in the Santa Cruz area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Oct 4, 2026 1:08 AM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Oct 4, 2026 1:08 AM PT | Source: MLSListings Inc.
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