$1,199,000 4820 Opal Cliff DR 103, Capitola 2 bd · 1 ba · 924 sqft
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Home › Homes for Sale › Capitola › 4820 Opal Cliff DR 103
72 photos · MLS data verified October 4, 2026 · Updated every 15 min
$1,199,000 ActiveUnderContract
2 Beds·1 Baths·924 sqft·N/A sqft lot·Built 1975
4820 Opal Cliff DR 103, Capitola, CA 95010
Listed 31 days ago · September 3, 2026  |  MLS# ML82060043
$1,297/sqft +25% vs Capitola avg
What this means: Priced above the Capitola per-sqft average. Compare to recent sales below for context.
Est. $8,536/moP&I $6,221 · Tax $1,249 · Insurance $262 · HOA $804Assumes 20% down ($239,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Condo Price Position in Capitola
Average $676K
Above typical range
$575K$859K
39Active in Capitola
32Active in 95010
40Avg DOM
$1,035Avg $/SqFt
99.8%Sale-to-List
6.5 moInventory
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Why This Home Stands Out

📍
Capitola Location
Active listing in Capitola, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
🏠
2 Bed / 1 Bath / 924 sqft on N/A sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
💰
Listed at $1.2M vs City Average $1.4M
$1,297/sqft compared to Capitola avg $1,035/sqft (+25.4%).
Best fit forActive BuyersCapitola SearchersMove-Up / Move-In

About This Home

Wow! Endless Views of Monterey Bay from every room! Two Bedroom, 1 Bath end unit 924 square foot Condo with 270-degree views of Monterey Bay. Large Private Patio with beautiful flowers, makes this a perfect indoor-outdoor entertainers' property. Wake up to the views of the Pacific Ocean, Capitola Wharf and Moss Landing. Just down the road is Downtown Capitola and all that it has to offer with its restaurants and shops.
MLSListings IDX
MLS ID #ML82060043, Patrick Crema. Listing provided by Crema Properties · MLSListings Inc.
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Property Details

Property Type
Condominium
Year Built
1975
Bedrooms
2
Bathrooms
1 Full
Living Area
924 sqft
Lot Size
N/A sqft
Garage
N/A
Price/sqft
$1,297
County
SantaCruz
MLS Number
ML82060043
Status
ActiveUnderContract
Stories
N/A
HOA
$804/mo

Interior Features

Baseboard, Electric

Exterior & Lot

Composition Roof

Location

This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
4820 Opal Cliff DR 103, Capitola, CA 95010 · SantaCruz County

Market Context

Price Positioning
$ Price context: Listed at $1,297/sqft vs Capitola avg $1,035/sqft (+25.4% above).
$ Sale-to-list: Capitola homes selling at 99.8% of asking.
⏲ Velocity: City avg 40 days. This home: 31 days.
🏠 Inventory: 12 2-bedroom homes currently available in Capitola.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
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Timothy Alston
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Market Snapshot

$1,574,750Avg Sale Price+8.1% vs Last Year
40Avg DOM-20.0 days vs Last Year
39Active Listings+178.6% vs Last Year
99.8%Sale-to-List+2.4% vs Last Year
Full Market Snapshot →
Timothy Alston
Timothy Alston
Broker · DRE# 01328224
Aegis Luxury Real Estate
(408) 207-4593[email protected]
For Homeowners

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Homes in Capitola are selling at 99.8% of asking in 40 days.

99.8%Sale-to-List
40Avg Days
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Capitola, California (95010) continues to attract significant buyer interest. 4820 Opal Cliff DR 103, a 2-bedroom condominium with 924 square feet of living space, is listed for $1,199,000. The surrounding market reflects strong demand for properties in this price segment.

2-Bedroom Homes for Sale in Capitola 95010

Browse 2-bedroom condominium listings in Capitola. Properties in 95010 are currently averaging $1,035 per square foot with 40 days on market.

What to Expect When Buying in Capitola

The Capitola market features a mix of condominium properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.

Recently Sold in Capitola

Closed within 6 months · 2 bed / similar sqft · Capitola 95010

1139 Callas LN 4
Sold $575,000
2 bd · 1 ba · 960 sqft
$598/sqft · +0.0% above list
Closed Sep 28, 2026 · 55 days on market
MLSListings IDXMLS ID #ML82052609, Amy Jeske. Listing provided by Coldwell Banker Realty · MLSListings Inc.
4160 Jade ST 13
Sold $550,000
2 bd · 2 ba · 1,050 sqft
$523/sqft · +0.9% above list
Closed Sep 14, 2026 · 17 days on market
MLSListings IDXMLS ID #ML82047067, Teresa Marlow. Listing provided by Compass · MLSListings Inc.
300 plum ST 17
Sold $700,000
2 bd · 2 ba · 1,248 sqft
$560/sqft · +0.0% above list
Closed Sep 01, 2026
MLSListings IDXMLS ID #ML82059674, Gloria Dell Behman. Listing provided by Bailey Properties · MLSListings Inc.
Source: MLSListings Inc. Closed sales data.
For Homeowners

Your neighbors are selling. Should you?

In September 2026, 6 homes sold in Capitola at an average of $1,574,750. The average sale closed at 99.8% of asking price.

6Sold (September 2026)
$1,574,750Average Sale Price
99.8%Sale-to-List
Timothy
What happens when the right home lists and nobody knows you are looking for it?
In Capitola, 3 new listings hit the MLS this week. By the time most search sites update, the window has already narrowed.
Get Alerts for Capitola Homes Like This →

Nearby Capitola Homes for Sale View All 32 →

Similar 2-Bedroom Homes in Capitola View All 12 →

2 bed · $899K-$1.5M · Active in Capitola

Nearby Open Houses See All →

Capitola Market Overview Full Stats →

$1,574,750Avg Sale Price+8.1% vs Last Year
40Avg DOM-20.0% vs Last Year
39Active Listings
99.8%Sale-to-List
$1,035Price/sqft
6.5Months Inventory
6Closed (Last Mo)
2New Listings/Mo
Source: MLSListings Inc. · October 2026

Frequently Asked Questions

Listed at $1,199,000 ($1,297/sqft). Capitola avg is $1,035/sqft, placing this +25.4% above. Comparable recent sales help frame the value.
Listed 31 days (as of September 3, 2026). Capitola average is 40 days.
Est. $8,536/mo with 20% down ($239,800) at 6.75%. Includes principal & interest ($6,221), property tax ($1,249), and insurance ($262). HOA: $804/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 39 active listings in Capitola (12 are 2-bedroom). At $1,199,000 this is positioned against the city average of $1,394,073. Similar homes have sold at 99.8% of asking.
2-bedroom homes in Capitola (95010) are currently averaging $1,035 per square foot. Market activity shows homes spending an average of 40 days on market in this area.
4820 Opal Cliff DR 103 in Capitola is currently listed at $1,199,000. This 2-bedroom, 1-bathroom condominium is located in the Capitola area.

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MLSListings IDX

Property Information © 2026 MLSListings Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.

Based on information from the MLSListings MLS as of Oct 4, 2026 7:15 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.

Data updated every 15 minutes. Visit www.MLSListings.com for more information.

Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.

Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.

Last updated: Oct 4, 2026 7:15 PM PT | Source: MLSListings Inc.

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