$999,000 1328 Mission ST, Santa Cruz 3 bd · 2 ba · 1,229 sqft
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HomeHomes for SaleSanta Cruz › 1328 Mission ST
52 photos · MLS data verified August 31, 2026 · Updated every 15 min
$999,000 ActiveUnderContract
3 Beds·2 Baths·1,229 sqft·5,009 sqft lot·Built 1900
1328 Mission ST, Santa Cruz, CA 95060
Listed 63 days ago · June 29, 2026  |  MLS# ML82052563
$812/sqft -14% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $6,486/moP&I $5,184 · Tax $1,041 · Insurance $262 · HOA $0Assumes 20% down ($199,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Santa Cruz
Average $1.8M
Below typical range
$1.0M$2.8M
200Active in Santa Cruz
79Active in 95060
29Avg DOM
$940Avg $/SqFt
100.8%Sale-to-List
3.7 moInventory
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Why This Home Stands Out

📍
Santa Cruz Location
Active listing in Santa Cruz, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
🏠
3 Bed / 2 Bath / 1,229 sqft on 5,009 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
💰
Listed at $999K vs City Average $1.8M
$812/sqft compared to Santa Cruz avg $940/sqft (-13.5%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In

About This Home

Welcome to 1328 Mission St, where flexibility, location, and long-term upside come together in one of Santa Cruz's most visible corridors. Currently configured as a residential property, this home offers immediate livability with the added benefit of commercial zoning, creating a rare opportunity for both homeowners and investors alike. Whether your'e looking to occupy, lease, or reposition over time, the zoning offers range of potential uses including office, retail, or mixed-use development. This single level home features approximately 1,229 square feet of living space with 3 beds, 2 baths and offers a functional and versatile layout. High ceilings and a central living room connected to a separate family room with pocket doors allows you to configure the main living space to your needs. The spacious kitchen features ample counter space and is a solid foundation for everyday living or future updates. Additional highlights include a mud room, a convenient laundry space outside, and a private fenced back yard with existing detached ADU. Set on a well-positioned lot along Mission Street, the property benefits from strong visibility, easy access, and close proximity to UCSC, downtown Santa Cruz, and the Westside's most popular shops, restaurants, and amenities.
MLSListings IDX
MLS ID #ML82052563, Jesse Collins. Listing provided by Sotheby’s International Realty · MLSListings Inc.
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Property Details

Property Type
Single Family Residence
Year Built
1900
Bedrooms
3
Bathrooms
2 Full
Living Area
1,229 sqft
Lot Size
5,009 sqft
Garage
N/A
Price/sqft
$812
County
SantaCruz
MLS Number
ML82052563
Status
ActiveUnderContract
Stories
N/A
HOA
None

Interior Features

Gas, WallFurnace

Exterior & Lot

Composition Roof0.11 Acres

Location

This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
1328 Mission ST, Santa Cruz, CA 95060 · SantaCruz County

Market Context

Price Positioning
$ Price context: Listed at $812/sqft vs Santa Cruz avg $940/sqft (13.5% below).
$ Sale-to-list: Santa Cruz homes selling at 100.8% of asking.
Velocity: City avg 29 days. This home: 63 days.
🏠 Inventory: 56 3-bedroom homes currently available in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
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Timothy Alston
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Market Snapshot

$1,716,143Avg Sale Price+7.6% vs Last Year
29Avg DOM-3.3 days vs Last Year
200Active Listings+141.0% vs Last Year
100.8%Sale-to-List+0.8% vs Last Year
Full Market Snapshot →
Timothy Alston
Timothy Alston
Broker · DRE# 01328224
Aegis Luxury Real Estate
(408) 207-4593[email protected]
For Homeowners

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Homes in Santa Cruz are selling at 100.8% of asking in 29 days.

100.8%Sale-to-List
29Avg Days
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This 1,229 square foot single-family home at 1328 Mission ST in Santa Cruz features 3 bedrooms and 2 bathrooms. Listed at $999,000, this WestSantaCruz property reflects the current pricing trends for 3-bedroom homes in the 95060 zip code.

3-Bedroom Homes for Sale in Santa Cruz 95060

Browse 3-bedroom single-family home listings in the WestSantaCruz area of Santa Cruz. Properties in 95060 are currently averaging $940 per square foot with 29 days on market.

What to Expect When Buying in WestSantaCruz

The WestSantaCruz market in Santa Cruz features a mix of single-family home properties ranging from starter homes to luxury estates. Current inventory levels suggest active conditions for buyers in this area.

Recently Sold in Santa Cruz

Closed within 6 months · 3 bed / similar sqft · Santa Cruz 95060

184 Cypress PARK
Sold $1,700,000
3 bd · 2.5 ba · 1,694 sqft
$1,003/sqft · +6.4% above list
Closed Aug 31, 2026 · 8 days on market
MLSListings IDXMLS ID #ML82057127, Anina Van Alstine. Listing provided by Coldwell Banker Realty · MLSListings Inc.
2743 Hampton LN
Sold $762,500
3 bd · 2.5 ba · 1,459 sqft
$522/sqft · +1.8% above list
Closed Aug 31, 2026 · 38 days on market
MLSListings IDXMLS ID #ML82051915, Teresa Marlow. Listing provided by Compass · MLSListings Inc.
252 Nichols DR
Sold $1,025,000
3 bd · 2 ba · 1,654 sqft
$619/sqft · 6.8% below list
Closed Aug 31, 2026 · 47 days on market
MLSListings IDXMLS ID #ML82048608, Loren Morse. Listing provided by eXp Realty of California Inc · MLSListings Inc.
Source: MLSListings Inc. Closed sales data.
For Homeowners

Your neighbors are selling. Should you?

In July 2026, 54 homes sold in Santa Cruz at an average of $1,716,143. The average sale closed at 100.8% of asking price.

54Sold (July 2026)
$1,716,143Average Sale Price
100.8%Sale-to-List
Timothy
What happens when the right home lists and nobody knows you are looking for it?
In Santa Cruz, 21 new listings hit the MLS this week. By the time most search sites update, the window has already narrowed.
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Nearby Santa Cruz Homes for Sale View All 154 →

Similar 3-Bedroom Homes in Santa Cruz View All 56 →

3 bed · $749K-$1.2M · Active in Santa Cruz

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Santa Cruz Market Overview Full Stats →

$1,716,143Avg Sale Price+7.6% vs Last Year
29Avg DOM-3.3% vs Last Year
200Active Listings
100.8%Sale-to-List
$940Price/sqft
3.7Months Inventory
54Closed (Last Mo)
80New Listings/Mo
Source: MLSListings Inc. · August 2026

Frequently Asked Questions

Listed at $999,000 ($812/sqft). Santa Cruz avg is $940/sqft, placing this 13.5% below. Comparable recent sales help frame the value.
Listed 63 days (as of June 29, 2026). Santa Cruz average is 29 days.
Est. $6,486/mo with 20% down ($199,800) at 6.75%. Includes principal & interest ($5,184), property tax ($1,041), and insurance ($262). HOA: None. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 200 active listings in Santa Cruz (56 are 3-bedroom). At $999,000 this is positioned against the city average of $1,788,480. Similar homes have sold at 100.8% of asking.
3-bedroom homes in Santa Cruz (95060) are currently averaging $940 per square foot. Market activity shows homes spending an average of 29 days on market in this area.
1328 Mission ST in Santa Cruz is currently listed at $999,000. This 3-bedroom, 2-bathroom single-family home is located in the WestSantaCruz area.

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MLSListings IDX

Property Information © 2026 MLSListings Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.

Based on information from the MLSListings MLS as of Aug 31, 2026 8:15 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.

Data updated every 15 minutes. Visit www.MLSListings.com for more information.

Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.

Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.

Last updated: Aug 31, 2026 8:15 PM PT | Source: MLSListings Inc.

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