15 photos · MLS data verified October 9, 2026 · Updated every 15 min
$1,220,000
Active
2 Beds·2 Baths·1,214 sqft·1,337 sqft lot·Built 1993
125 Surf Way 438, Monterey, CA 93940
Listed 8 days ago · | MLS# ML82055058
$1,004/sqft
125 Surf Way 438 is a 2-bedroom, 2-bath condo in Monterey 93940 with 1,214 square feet of living space, built in 1993. It is listed at $1,220,000, or $1,004 per square foot, with HOA dues of $1,200 per month. The three most recent 2-bedroom sales in 93940 closed between $786,000 and $1,300,000 ($643 to $852 per square foot).
Est. $9,063/moP&I $6,330 · Tax $1,271 · Insurance $262 · HOA $1,200Assumes 20% down ($244,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Condo Price Position in Monterey
$415K$861K
74Active in Monterey
16Active Condos
3.9 moInventory
Why This Home Stands Out
🏠
2 Bed / 2 Bath, 1,214 sqft
Built in 1993, 1-car garage plus guest parking.
🏊
HOA $1,200/mo
Dues include insurance.
Best fit forActive BuyersMonterey SearchersMove-Up / Move-In
About 125 Surf Way 438
Experience the effortless elegance of Monterey coastal living in this beautifully appointed 2-bedroom, 2-bath condominium, where ocean views and a serene setting create the perfect retreat. Thoughtfully designed for comfort and relaxation, the residence offers an inviting atmosphere inspired by the natural beauty and timeless charm of the Central Coast.
Wake to refreshing coastal air, savor quiet mornings overlooking the ocean, and unwind as the evening light settles over the Monterey coastline. Resort-inspired amenities elevate the experience with a heated pool and spa, along with a fitness center for wellness and convenience.
Whether enjoyed as a primary residence, sophisticated weekend escape, or peaceful coastal getaway, this exceptional home offers a rare opportunity to embrace the Monterey lifestyletranquil, refined, and just moments from the beauty of the California coast.
MLS ID #ML82055058, Michelle Vivenzi. Listing provided by Compass · MLSListings Inc.
Interested in 125 Surf Way 438?
Get a personalized analysis with comp data, offer strategy, and neighborhood context.
Property Details for 125 Surf Way 438
Overview
- Property Type
- Condominium
- Year Built
- 1993
- Stories
- 2
- Bedrooms
- 2
- Bathrooms
- 2 Full
- Living Area
- 1,214 sqft
- Lot Size
- 1,337 sqft (0.03 acres)
- Price/sqft
- $1,004
- Status
- Active
Interior
- Kitchen
- Dining areain living room, Eatin kitchen
- Appliances
- Dishwasher, Microwave, Oven range electric, Refrigerator, Washer dryer
- Fireplace
- Insert, Living room, Other
- Heating
- Baseboard, Heating, 2plus zones
- Cooling
- None
- Flooring
- Carpet, Laminate
- Laundry
- Inside
- Family Room
- None
- Interior Features
- Walkin closet, Security gate
Exterior and Parking
- Garage
- Garage, 1 space
- Guest Parking
- Yes
- Roof
- Other
- Foundation
- Other, Concrete perimeterand slab
- Pool
- Community pool, Heated, In ground, Saunaor steam room
- View
- Water
- Zoning
- R3
Community and HOA
- HOA Dues
- $1200/mo
- HOA Includes
- Insurance
- Utilities
- Water public
- County
- Monterey
- City
- Monterey
Schools
- School District
- Monterey Peninsula Unified
- Monterey Schools
- View Monterey schools
Listing
- MLS Number
- ML82055058
- Listed
- October 1, 2026
- Days on Market
- 8
- Listing Agent
- Michelle Vivenzi
- Listing Brokerage
- Compass
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
Three Monterey Reports the Listing Does Not Give You
📄Monterey Market ReportFree 9-page PDF with bedroom breakdowns, comp data and pricing trends, updated monthly.Email Me the Report →📋Monterey Buyer BriefA personalized brief with comp data, offer strategy and neighborhood context.Email Me the Report →🎯Monterey Offer StrategyComp analysis and bid recommendations before you write an offer on this home.Email Me the Report →
Location
125 Surf Way 438, Monterey, CA 93940 · Monterey County
Market Context
Price Positioning
🏠 Inventory: 15 2-bedroom homes and 16 condos currently active in Monterey.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $1,220,000 ($1,004/sqft). The three most recent 2-bedroom sales in 93940 closed at $643 to $852 per sqft.
Listed October 1, 2026. That is 8 days on market as of October 9, 2026.
Est. $9,063/mo with 20% down ($244,000) at 6.75%. That is principal and interest $6,330, property tax $1,271, insurance $262 and HOA $1,200. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 74 active listings in Monterey: 15 are 2-bedroom and 16 are condos.
The three most recent 2-bedroom sales in Monterey 93940 closed at $786,000, $1,250,000 and $1,300,000, or $643 to $852 per sqft.
Yes. As of October 9, 2026, 125 Surf Way 438 is an active listing at $1,220,000. It is a 2-bedroom, 2-bath condo with HOA dues of $1,200 per month.
See This Home · Scheduling Is Free
Timothy Alston
Broker · DRE# 01328224 · Over 23 Years Experience
Tour 125 Surf Way 438
Request a private showing and Timothy will confirm the time with you.
or call (408) 207-4593 nowBy proceeding, you consent to be contacted by Aegis Luxury Real Estate at the number and email provided. Privacy Policy
Not ready to tour yet?
🎯 Get the Offer Strategy report →Free Monterey Reports
October 2026. Built on the same live MLS data Timothy uses with clients.
Market ReportEmail it to me →Buyer BriefEmail it to me →Offer StrategyEmail it to me →
For Homeowners
Get My Home's Value
What would your Monterey home sell for today?
Monterey homes sold at N/A% of list price in a median of N/A days in the latest closed month.
N/A%Sale-to-List, recent
N/AMedian Days, recent
Free. No obligation. Takes 30 seconds.
More in Monterey
View All Listings →Explore Monterey real estate
Recently Sold in Monterey
Closed within 6 months · 2 bed / similar sqft · Monterey 93940
691 Fernwood Ave
Sold $1,300,000
2 bd · 2 ba · 1,525 sqft
$852/sqft
$852/sqft
Closed Oct 05, 2026 · 17 days on market
MLS ID #ML82049749, Denise Miotke. Listing provided by Sotheby’s International Realty · MLSListings Inc.570 Casanova Ave
Sold $786,000
2 bd · 2 ba · 1,222 sqft
$643/sqft
$643/sqft
Closed Sep 30, 2026 · 151 days on market
MLS ID #ML82041096, Tom Duggan IV. Listing provided by Realty One Group Infinity · MLSListings Inc.1199 Harrison St
Sold $1,250,000
2 bd · 2 ba · 1,473 sqft
$848/sqft
$848/sqft
Closed Sep 21, 2026 · 43 days on market
MLS ID #ML82051520, The Ruiz Group. Listing provided by Keller Williams Realty · MLSListings Inc.Source: MLSListings Inc. Closed sales data.
For Homeowners
Your neighbors are selling. Should you?
What happens when the right home lists and nobody knows you are looking for it?
In Monterey, 10 new listings hit the MLS this week. By the time most search sites update, the window has already narrowed.
Nearby Homes
View All 57 →
New
$545,000
300 Glenwood Cir 198, Monterey
1 bed1 bath760 sqft
MLS ID #ML82063533, Molly McGee. Listing provided by Coldwell Banker Realty · MLSListings Inc.
New
$1,799,000
11827 Saddle Rd, Monterey
3 bed2.5 bath3,061 sqft
MLS ID #ML82050492, Tim Allen. Listing provided by Coldwell Banker Realty · MLSListings Inc.
New
$2,495,000
26 Cramden Dr, Monterey
4 bed3.5 bath3,542 sqft
MLS ID #ML82061731, Tim Allen. Listing provided by Coldwell Banker Realty · MLSListings Inc.
Similar Homes
View All 15 →2 bed · $915K-$1.5M · Active in Monterey
New This Week
$925,000
1260 7th St, Monterey
2 bed1 bath888 sqft
MLS ID #ML82063686, Paul Hollingsworth. Listing provided by Coldwell Banker Realty · MLSListings Inc.
New This Week
$1,095,000
70 Forest Ridge Rd 1, Monterey
2 bed2.5 bath1,378 sqft
MLS ID #ML82048569, David Mauldwin. Listing provided by Compass · MLSListings Inc.
New This Week
$998,000
247 Belden St, Monterey
2 bed2 bath1,152 sqft
MLS ID #ML82059737, Renee Catania. Listing provided by Sotheby’s International Realty · MLSListings Inc.
Nearby Open Houses
See All →OPEN SAT, 12PM TO 3PM$545,000
300 Glenwood Cir 198, Monterey
1 bd · 1 ba · 760 sqft
MLS ID #ML82063533, Molly McGee. Listing provided by Coldwell Banker Realty · MLSListings Inc.
OPEN SUN, 11AM TO 12:30PM$2,495,000
26 Cramden Dr, Monterey
4 bd · 3.5 ba · 3,542 sqft
MLS ID #ML82061731, Tim Allen. Listing provided by Coldwell Banker Realty · MLSListings Inc.
OPEN SAT, 11AM TO 1PM$1,595,000
618 Mar Vista Dr, Monterey
5 bd · 3 ba · 3,567 sqft
MLS ID #ML82050309, Jerilyn Albert. Listing provided by KW Coastal Estates · MLSListings Inc.
OPEN FRI, 11AM TO 1PM$2,259,000
1125 Alta Mesa Rd, Monterey
4 bd · 2.5 ba · 3,092 sqft
MLS ID #ML82030125, Sabine Neumann. Listing provided by eXp Realty of California Inc · MLSListings Inc.
OPEN SAT, 1PM TO 3PM$995,000
1360 Josselyn Canyon Rd 33, Monterey
3 bd · 2.5 ba · 1,778 sqft
MLS ID #ML82058192, Bailey Papazian. Listing provided by Compass · MLSListings Inc.
Buyers
See 125 Surf Way 438 before the weekend
Listed 8 days ago.
Questions
Talk to Timothy directly
Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
Explore Monterey Homes
Monterey by Listing Status
Explore Nearby Monterey County Cities
Monterey County Market Brief
- Weekly market data
- New listing alerts
- Price trend analysis
- Unsubscribe anytime
You'll receive a confirmation email. No spam. One-click unsubscribe.
