63 photos · MLS data verified October 9, 2026 · Updated every 15 min
$997,000
Active
5 Beds·4 Baths·1,425 sqft·7,500 sqft lot·Built 1947
16640 Los Banos St, San Leandro, CA 94578
Listed 77 days ago · | MLS# ML82055371
$699/sqft
16640 Los Banos St is a 5-bedroom, 4-bath single family home in San Leandro 94578 with 1,425 square feet of living space, built in 1947. It is listed at $997,000, or $699 per square foot.
Est. $6,474/moP&I $5,173 · Tax $1,039 · Insurance $262 · HOA $0Assumes 20% down ($199,400) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in San Leandro
$730K$1.2M
11Active in San Leandro
7Active Single Family Homes
3.7 moInventory
Why This Home Stands Out
🏠
5 Bed / 4 Bath, 1,425 sqft
Built in 1947.
Best fit forActive BuyersSan Leandro SearchersMove-Up / Move-In
About 16640 Los Banos St
RARE OPPORTUNITY WITH FLEXIBLE LIVING, OUTDOOR SPACE & A 2.5% ASSUMABLE VA LOAN!
This move-in-ready property offers much more than the numbers suggest. The 1,425-SF main residence features 3 bedrooms and 1.5 baths, PLUS two separate finished studio spaces (approx. 365 SF and 216 SF 2006 SF Total), each with a full bath, kitchenette and mini-split HVAC ideal for guests, extended family, offices or flexible uses. The larger studio has a successful history of short-term rental use; the smaller has been used as a long-term rental. Buyer to investigate permitted uses.
Even more exceptional: a FULLY ASSUMABLE VA LOAN with an approximate $497,000 balance at just 2.5% offering a qualified buyer potential savings of approximately $1,150 per month compared with current financing.
The main home blends mid-century character with updates, including PPA solar, LED lighting, tankless water heater and EV hookup. The dine-in kitchen features quartz counters, updated cabinetry, stainless appliances and a walk-in pantry. Upstairs, the loft bedroom with half bath opens to a rooftop balcony overlooking the gardens and East Bay.
The 7,500-sf property offers drought-tolerant landscaping, mature fruit trees, parking and entertaining areas, plus a 1,400+ sf vista terrace with sweeping views.
MLS ID #ML82055371, Phil Roza. Listing provided by eXp Realty of California Inc · MLSListings Inc.
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Property Details for 16640 Los Banos St
Overview
- Property Type
- Single Family Residence
- Year Built
- 1947
- Stories
- 2
- Bedrooms
- 5
- Bathrooms
- 3 Full, 1 Half
- Living Area
- 1,425 sqft
- Lot Size
- 7,500 sqft (0.17 acres)
- Price/sqft
- $699
- Status
- Active
Interior
- Primary Bedroom
- Loft bedroom, Bedroomon ground floor2plus
- Kitchen
- Dining area, Eatin kitchen
- Appliances
- Dishwasher, Garbage disposal, Hood over range, Ice maker, Microwave, Oven range gas, Refrigerator, Washer dryer
- Heating
- Gas
- Cooling
- Ceiling fan, Multi, zone, Window wall unit
- Flooring
- Laminate
- Family Room
- Separate family room
- Interior Features
- Walkin closet, Security gate
Exterior and Parking
- Roof
- Composition
- Foundation
- Concrete perimeter
- View
- Other
- Lot Features
- Grade gently sloped
- Fencing
- Wood
- Zoning
- R-1
Community and HOA
- Utilities
- Natural gas available, Public, Water public, Solar
- County
- Alameda
- City
- San Leandro
Schools
- School District
- San Lorenzo Unified
- San Leandro Schools
- View San Leandro schools
Listing
- MLS Number
- ML82055371
- Listed
- July 24, 2026
- Days on Market
- 77
- Listing Agent
- Phil Roza
- Listing Brokerage
- eXp Realty of California Inc
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
16640 Los Banos St, San Leandro, CA 94578 · Alameda County
Market Context
Price Positioning
🏠 Inventory: 7 single family homes currently active in San Leandro.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $997,000 ($699/sqft).
Listed July 24, 2026. That is 77 days on market as of October 9, 2026.
Est. $6,474/mo with 20% down ($199,400) at 6.75%. That is principal and interest $5,173, property tax $1,039 and insurance $262. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 11 active listings in San Leandro: 7 are single family homes.
Yes. As of October 9, 2026, 16640 Los Banos St is an active listing at $997,000. It is a 5-bedroom, 4-bath single family home.
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Buyers
See 16640 Los Banos St before the weekend
Listed 77 days ago.
Questions
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Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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