17 photos · MLS data verified October 4, 2026 · Updated every 15 min
$425,000Active
2 Beds·2 Baths·840 sqft·N/A sqft lot·Built 2010
1040 38th 6, Santa Cruz, CA 95062
Listed 67 days ago · July 29, 2026 | MLS# ML82055836
$505/sqft -44% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $3,510/moP&I $2,205 · Tax $443 · Insurance $262 · HOA $600Assumes 20% down ($85,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Santa Cruz, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
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2 Bed / 2 Bath / 840 sqft on N/A sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $425K vs City Average $1.7M
$505/sqft compared to Santa Cruz avg $901/sqft (-43.8%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About This Home
I am waiting for you to come see me.
This beautifully updated 840-square-foot home offers two bedrooms and two full bathrooms, providing a comfortable and functional living space. The open-concept layout seamlessly combines the kitchen and family room, with a dining area conveniently incorporated into the main living space.
Recent upgrades include brand-new appliances, stylish bathroom vanities with updated fixtures, fresh interior and exterior paint, and new flooring throughout. Central forced-air heating and a dedicated laundry area add to the home's everyday convenience. Move-in ready, this home has been thoughtfully renovated so you can settle in with ease.
Ideally located near the shops, restaurants, and beautiful beaches of Santa Cruz, this property offers the perfect opportunity to enjoy the relaxed lifestyle of a vibrant coastal community. This community is 62 and over.
MLS ID #ML82055836, 2 Guys in Real Estate. Listing provided by Epique Realty · MLSListings Inc.
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Property Details
Property Type
SingleWideMobileHome
Year Built
2010
Bedrooms
2
Bathrooms
2 Full
Living Area
840 sqft
Lot Size
N/A sqft
Garage
N/A
Price/sqft
$505
County
SantaCruz
MLS Number
ML82055836
Status
Active
Stories
N/A
HOA
$600/mo
Interior Features
CentralForcedAir
Exterior & Lot
Composition Roof
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
1040 38th 6, Santa Cruz, CA 95062 · SantaCruz County
Market Context
Price Positioning
$Price context: Listed at $505/sqft vs Santa Cruz avg $901/sqft (43.8% below).
$Sale-to-list: Santa Cruz homes selling at 98.8% of asking.
⏲Velocity: City avg 40 days. This home: 67 days.
🏠Inventory:31 2-bedroom homes currently available in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Buyers and sellers researching Santa Cruz will find 1040 38th 6 to be a strong reference point. Listed at $425,000, this 2-bed, 2-bath home sits in a market where comparable properties average $901 per square foot. Homes in Santa Cruz (95062) are currently averaging 40 days on market.
2-Bedroom Homes for Sale in Santa Cruz 95062
Browse 2-bedroom home listings in Santa Cruz. Properties in 95062 are currently averaging $901 per square foot with 40 days on market.
What to Expect When Buying in Santa Cruz
The Santa Cruz market features a mix of home properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $425,000 ($505/sqft). Santa Cruz avg is $901/sqft, placing this 43.8% below. Comparable recent sales help frame the value.
Listed 67 days (as of July 29, 2026). Santa Cruz average is 40 days.
Est. $3,510/mo with 20% down ($85,000) at 6.75%. Includes principal & interest ($2,205), property tax ($443), and insurance ($262). HOA: $600/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 174 active listings in Santa Cruz (31 are 2-bedroom). At $425,000 this is positioned against the city average of $1,652,640. Similar homes have sold at 98.8% of asking.
2-bedroom homes in Santa Cruz (95062) are currently averaging $901 per square foot. Market activity shows homes spending an average of 40 days on market in this area.
1040 38th 6 in Santa Cruz is currently listed at $425,000. This 2-bedroom, 2-bathroom home is located in the Santa Cruz area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Oct 4, 2026 3:00 AM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Oct 4, 2026 3:00 AM PT | Source: MLSListings Inc.
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