$1,259,000 584 Spinnaker CT, Santa Cruz 3 bd · 3 ba · 1,522 sqft
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HomeHomes for SaleSanta Cruz › 584 Spinnaker CT
20 photos · MLS data verified August 18, 2026 · Updated every 15 min
$1,259,000 Active
3 Beds·3 Baths·1,522 sqft·1,830 sqft lot·Built 1982
584 Spinnaker CT, Santa Cruz, CA 95062
Listed 14 days ago · August 4, 2026  |  MLS# ML82056602
$827/sqft -13% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $8,671/moP&I $6,533 · Tax $1,311 · Insurance $262 · HOA $565Assumes 20% down ($251,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Townhome Price Position in Santa Cruz
Average $924K
Above typical range
$720K$1.2M
174Active in Santa Cruz
42Active in 95062
29Avg DOM
$956Avg $/SqFt
100.8%Sale-to-List
3.2 moInventory
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Why This Home Stands Out

📍
Santa Cruz Location
Active listing in Santa Cruz, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
🏠
3 Bed / 3 Bath / 1,522 sqft on 1,830 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
💰
Listed at $1.3M vs City Average $1.8M
$827/sqft compared to Santa Cruz avg $956/sqft (-13.5%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In

About This Home

Your Private Escape in the Heart of Coastal Santa Cruz Tucked behind the gates of Harbor Cove, this reimagined 3-bedroom, 2.5-bath townhome combines thoughtful design, peaceful outdoor living, and easy access to coastal Santa Cruz. The 1,522-square-foot interior features soaring ceilings, skylights, bamboo flooring, wool carpeting, radiant-floor warmth, zoned heating, double-pane windows, and low-VOC finishes. The remodeled kitchen pairs Scandinavian-inspired cabinetry with leathered granite and quartz countertops and a generous island. A separate family room and flexible den or office provide space to work, relax, or gather. The primary suite offers a walk-in closet, updated bathroom, and private deck overlooking the garden patio below. Two additional bedrooms provide flexibility for guests, hobbies, or office space. Outside, the fully fenced garden is framed by mature landscaping, fruit trees, roses, and ambient lighting all ideal for dining, entertaining, or relaxing. An attached two-car garage provides parking and storage. Enjoy direct access to Arana Gulch and Upper Harbor walking and biking trails, connecting you to the Santa Cruz Harbor, beaches, boating, kayaking, and restaurants. Refined, private, and wonderfully connected; this is Santa Cruz living at its best.
MLSListings IDX
MLS ID #ML82056602, Amy Walker. Listing provided by PMI Santa Cruz · MLSListings Inc.
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Property Details

Property Type
Townhouse
Year Built
1982
Bedrooms
3
Bathrooms
2 Full, 1 Half
Living Area
1,522 sqft
Lot Size
1,830 sqft
Garage
2 Spaces
Price/sqft
$827
County
SantaCruz
MLS Number
ML82056602
Status
Active
Stories
N/A
HOA
$565/mo

Interior Features

CentralForcedAir_Gas, Heating_2plusZones, RadiantFloors

Exterior & Lot

Composition Roof2-Car Garage0.04 Acres

Location

This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
584 Spinnaker CT, Santa Cruz, CA 95062 · SantaCruz County

Market Context

Price Positioning
$ Price context: Listed at $827/sqft vs Santa Cruz avg $956/sqft (13.5% below).
$ Sale-to-list: Santa Cruz homes selling at 100.8% of asking.
Velocity: City avg 29 days. This home: 14 days.
🏠 Inventory: 44 3-bedroom homes currently available in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
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Market Snapshot

$1,716,143Avg Sale Price+7.6% vs Last Year
29Avg DOM-3.3 days vs Last Year
174Active Listings+109.6% vs Last Year
100.8%Sale-to-List+0.8% vs Last Year
Full Market Snapshot →
Timothy Alston
Timothy Alston
Broker · DRE# 01328224
Aegis Luxury Real Estate
(408) 207-4593[email protected]
For Homeowners

What would your Santa Cruz home sell for today?

Homes in Santa Cruz are selling at 100.8% of asking in 29 days.

100.8%Sale-to-List
29Avg Days
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More in Santa Cruz

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79 S Branciforte AVE$895,0002bd/2.5ba/1,672sf
229 16th AVE$2,500,0004bd/2ba/1,884sf
View All Listings →

Buyers and sellers researching LiveOak in Santa Cruz will find 584 Spinnaker CT to be a strong reference point. Listed at $1,259,000, this 3-bed, 3-bath home sits in a market where comparable properties average $956 per square foot. Homes in Santa Cruz (95062) are currently averaging 29 days on market.

3-Bedroom Homes for Sale in Santa Cruz 95062

Browse 3-bedroom townhouse listings in the LiveOak area of Santa Cruz. Properties in 95062 are currently averaging $956 per square foot with 29 days on market.

What to Expect When Buying in LiveOak

The LiveOak market in Santa Cruz features a mix of townhouse properties ranging from starter homes to luxury estates. Current inventory levels suggest active conditions for buyers in this area.

Recently Sold in Santa Cruz

Closed within 6 months · 3 bed / similar sqft · Santa Cruz 95062

404 Esmeralda DR
Sold $1,850,000
3 bd · 2.5 ba · 2,361 sqft
$783/sqft · 2.1% below list
Closed Aug 18, 2026 · 27 days on market
MLSListings IDXMLS ID #ML82051104, Laif Mc Clellan. Listing provided by Coldwell Banker Realty · MLSListings Inc.
2395 Delaware AVE 194
Sold $150,000
3 bd · 2 ba · 1,456 sqft
$103/sqft · 22.7% below list
Closed Aug 17, 2026 · 374 days on market
MLSListings IDXMLS ID #ML82009596, Gina Carling. Listing provided by David Lyng Real Estate · MLSListings Inc.
310 Errett CIR
Sold $1,350,000
3 bd · 2 ba · 1,164 sqft
$1,159/sqft · +8.0% above list
Closed Aug 12, 2026 · 8 days on market
MLSListings IDXMLS ID #ML82054195, Megan Archer. Listing provided by Real Brokerage Technologies · MLSListings Inc.
Source: MLSListings Inc. Closed sales data.
For Homeowners

Your neighbors are selling. Should you?

In July 2026, 54 homes sold in Santa Cruz at an average of $1,716,143. The average sale closed at 100.8% of asking price.

54Sold (July 2026)
$1,716,143Average Sale Price
100.8%Sale-to-List
Timothy
What happens when the right home lists and nobody knows you are looking for it?
In Santa Cruz, 15 new listings hit the MLS this week. By the time most search sites update, the window has already narrowed.
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Nearby Santa Cruz Homes for Sale View All 135 →

Similar 3-Bedroom Homes in Santa Cruz View All 44 →

3 bed · $944K-$1.6M · Active in Santa Cruz

Nearby Open Houses See All →

Santa Cruz Market Overview Full Stats →

$1,716,143Avg Sale Price+7.6% vs Last Year
29Avg DOM-3.3% vs Last Year
174Active Listings
100.8%Sale-to-List
$956Price/sqft
3.2Months Inventory
54Closed (Last Mo)
36New Listings/Mo
Source: MLSListings Inc. · August 2026

Frequently Asked Questions

Listed at $1,259,000 ($827/sqft). Santa Cruz avg is $956/sqft, placing this 13.5% below. Comparable recent sales help frame the value.
Listed 14 days (as of August 4, 2026). Santa Cruz average is 29 days.
Est. $8,671/mo with 20% down ($251,800) at 6.75%. Includes principal & interest ($6,533), property tax ($1,311), and insurance ($262). HOA: $565/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 174 active listings in Santa Cruz (44 are 3-bedroom). At $1,259,000 this is positioned against the city average of $1,783,809. Similar homes have sold at 100.8% of asking.
3-bedroom homes in Santa Cruz (95062) are currently averaging $956 per square foot. Market activity shows homes spending an average of 29 days on market in this area.
584 Spinnaker CT in Santa Cruz is currently listed at $1,259,000. This 3-bedroom, 3-bathroom townhouse is located in the LiveOak area.

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MLSListings IDX

Property Information © 2026 MLSListings Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.

Based on information from the MLSListings MLS as of Aug 18, 2026 8:00 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.

Data updated every 15 minutes. Visit www.MLSListings.com for more information.

Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.

Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.

Last updated: Aug 18, 2026 8:00 PM PT | Source: MLSListings Inc.

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