Listed 61 days ago · August 4, 2026 | MLS# ML82056602
$761/sqft -15% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $8,048/moP&I $6,014 · Tax $1,207 · Insurance $262 · HOA $565Assumes 20% down ($231,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Santa Cruz, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
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3 Bed / 3 Bath / 1,522 sqft on 1,830 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $1.2M vs City Average $1.7M
$761/sqft compared to Santa Cruz avg $900/sqft (-15.4%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About This Home
Scandinavian Elegance Meets Coastal Santa Cruz Living
Welcome to this beautifully remodeled 3-bedroom, 2.5-bath townhome nestled in the gated Harbor Cove community. Offering 1,522 sq. ft. of thoughtfully designed living space, this home effortlessly blends modern Scandinavian warmth with serene coastal charm.
Soaring ceilings and strategic skylights fill the home with rich natural light, highlighting the radiant-heated bamboo floors and plush wool carpeting throughout. The chef-inspired kitchen stands out with custom Scandinavian cabinetry, leathered granite and quartz countertops, and a generous central island perfect for gathering.
Upstairs, the serene primary suite features a walk-in closet, an updated bath, and a private deck overlooking the lush garden patio. Two additional spacious bedrooms provide flexibility for guests, family, or a home office. Step outside to your private, beautifully landscaped patioan ideal sanctuary for outdoor dining and relaxing in the Santa Cruz sun.
A standout feature of the community is a private gate with direct trail access. Take the path down to the harbor and beaches, or head up to the scenic trails of Arana Gulch.
Now offered at $1,159,000.
MLS ID #ML82056602, Amy Walker. Listing provided by PMI Santa Cruz · MLSListings Inc.
Interested in 584 Spinnaker CT?
Get a personalized analysis with comp data, offer strategy, and neighborhood context.
Buyers and sellers researching Santa Cruz will find 584 Spinnaker CT to be a strong reference point. Listed at $1,159,000, this 3-bed, 3-bath home sits in a market where comparable properties average $900 per square foot. Homes in Santa Cruz (95062) are currently averaging 40 days on market.
3-Bedroom Homes for Sale in Santa Cruz 95062
Browse 3-bedroom townhouse listings in Santa Cruz. Properties in 95062 are currently averaging $900 per square foot with 40 days on market.
What to Expect When Buying in Santa Cruz
The Santa Cruz market features a mix of townhouse properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $1,159,000 ($761/sqft). Santa Cruz avg is $900/sqft, placing this 15.4% below. Comparable recent sales help frame the value.
Listed 61 days (as of August 4, 2026). Santa Cruz average is 40 days.
Est. $8,048/mo with 20% down ($231,800) at 6.75%. Includes principal & interest ($6,014), property tax ($1,207), and insurance ($262). HOA: $565/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 175 active listings in Santa Cruz (41 are 3-bedroom). At $1,159,000 this is positioned against the city average of $1,650,328. Similar homes have sold at 98.8% of asking.
3-bedroom homes in Santa Cruz (95062) are currently averaging $900 per square foot. Market activity shows homes spending an average of 40 days on market in this area.
584 Spinnaker CT in Santa Cruz is currently listed at $1,159,000. This 3-bedroom, 3-bathroom townhouse is located in the Santa Cruz area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Oct 4, 2026 7:15 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Oct 4, 2026 7:15 PM PT | Source: MLSListings Inc.
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584 Spinnaker CT$1,159,0003 bd · 3 ba · 1,522 sqft
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