$1,595,000 188 Kelly LN, Santa Cruz 5 bd · 3 ba · 3,239 sqft
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Home › Homes for Sale › Santa Cruz › 188 Kelly LN
85 photos · MLS data verified October 4, 2026 · Updated every 15 min
$1,595,000 ActiveUnderContract
5 Beds·3 Baths·3,239 sqft·430,286 sqft lot·Built 1975
188 Kelly LN, Santa Cruz, CA 95060
Listed 25 days ago · September 9, 2026  |  MLS# ML82060579
$492/sqft -45% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $10,200/moP&I $8,276 · Tax $1,661 · Insurance $262 · HOA $0Assumes 20% down ($319,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Single Family Price Position in Santa Cruz
Average $1.8M
This Home $1.6M
$1.0M$2.8M
175Active in Santa Cruz
60Active in 95060
40Avg DOM
$900Avg $/SqFt
98.8%Sale-to-List
4.3 moInventory
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Why This Home Stands Out

📍
Santa Cruz Location
Active listing in Santa Cruz, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
🏠
5 Bed / 3 Bath / 3,239 sqft on 430,286 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
💰
Listed at $1.6M vs City Average $1.7M
$492/sqft compared to Santa Cruz avg $900/sqft (-45.3%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In

About This Home

What if your home could be both your private retreat and the beginning of something more? Set on 10+ peaceful acres in Bonny Doon, this beautifully updated property combines a gorgeous pool, expansive outdoor living, a versatile bonus unit and rare Special Use (SU) zoningcreating an opportunity that is hard to find in Santa Cruz County. Soaring pitched ceilings and oversized windows fill the home with natural light and bring the outdoors in. Watch the sunset reflect off the pool, cozy up by the fire on stormy winter nights, or spend slow mornings with coffee poolside and evenings walking your own acreage. The home flows effortlessly into the outdoor spaces, with plenty of room to entertain around the pool, gather for dinner, or enjoy summer movie nights on the expansive deck. When the day winds down, the setting is remarkably peaceful and private. The bonus unit adds even more flexibility, while SU zoning offers buyers the opportunity to explore creative uses such as retreats, gatherings, events, workshops or other hospitality-oriented concepts. Private, peaceful and full of possibilitybut the real magic of this property is how it feels when you arrive. Come experience Bonny Doon, breathe a little deeper, and see why this is the kind of place you don't want to leave
MLSListings IDX
MLS ID #ML82060579, Jessyka Sommers. Listing provided by David Lyng Real Estate · MLSListings Inc.
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Property Details

Property Type
Single Family Residence
Year Built
1975
Bedrooms
5
Bathrooms
3 Full
Living Area
3,239 sqft
Lot Size
430,286 sqft
Garage
N/A
Price/sqft
$492
County
SantaCruz
MLS Number
ML82060579
Status
ActiveUnderContract
Stories
N/A
HOA
None

Interior Features

Heating_2plusZones, IndividualRoomControls, Other, Stove_Wood

Exterior & Lot

Shingle Roof9.88 AcresPool

Location

This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
188 Kelly LN, Santa Cruz, CA 95060 · SantaCruz County

Market Context

Price Positioning
$ Price context: Listed at $492/sqft vs Santa Cruz avg $900/sqft (45.3% below).
$ Sale-to-list: Santa Cruz homes selling at 98.8% of asking.
⏲ Velocity: City avg 40 days. This home: 25 days.
🏠 Inventory: 11 5-bedroom homes currently available in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
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Timothy Alston
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Market Snapshot

$1,559,293Avg Sale Price+1.3% vs Last Year
40Avg DOM+11.1 days vs Last Year
175Active Listings+224.1% vs Last Year
98.8%Sale-to-List-0.6% vs Last Year
Full Market Snapshot →
Timothy Alston
Timothy Alston
Broker · DRE# 01328224
Aegis Luxury Real Estate
(408) 207-4593[email protected]
For Homeowners

What would your Santa Cruz home sell for today?

Homes in Santa Cruz are selling at 98.8% of asking in 40 days.

98.8%Sale-to-List
40Avg Days
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229 16th AVE$2,395,0004bd/2ba/1,884sf
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188 Kelly LN is located in Santa Cruz, California. This 5-bedroom, 3-bathroom single-family home is listed for $1,595,000. Homes in Santa Cruz average $900 per square foot with an average of 40 days on market, making this one of the most actively watched markets in 95060.

5-Bedroom Homes for Sale in Santa Cruz 95060

Browse 5-bedroom single-family home listings in Santa Cruz. Properties in 95060 are currently averaging $900 per square foot with 40 days on market.

What to Expect When Buying in Santa Cruz

The Santa Cruz market features a mix of single-family home properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.

Recently Sold in Santa Cruz

Closed within 6 months · 5 bed / similar sqft · Santa Cruz 95060

114 Seaborg PL
Sold $1,850,000
5 bd · 3 ba · 2,350 sqft
$787/sqft · 1.3% below list
Closed Jun 29, 2026 · 20 days on market
MLSListings IDXMLS ID #ML82043310, Marc Prefontaine. Listing provided by Coldwell Banker Realty · MLSListings Inc.
335 Bridlewood CT
Sold $2,595,000
5 bd · 5.5 ba · 4,350 sqft
$596/sqft · +0.0% above list
Closed Jun 25, 2026 · 43 days on market
MLSListings IDXMLS ID #ML82041515, Julie Hansmann. Listing provided by David Lyng Real Estate · MLSListings Inc.
1444 N Branciforte AVE
Sold $2,150,000
5 bd · 3 ba · 2,688 sqft
$799/sqft · +11.7% above list
Closed Jun 22, 2026 · 4 days on market
MLSListings IDXMLS ID #ML82046980, David Webb. Listing provided by Room Real Estate · MLSListings Inc.
Source: MLSListings Inc. Closed sales data.
For Homeowners

Your neighbors are selling. Should you?

In September 2026, 41 homes sold in Santa Cruz at an average of $1,559,293. The average sale closed at 98.8% of asking price.

41Sold (September 2026)
$1,559,293Average Sale Price
98.8%Sale-to-List
Timothy
What happens when the right home lists and nobody knows you are looking for it?
In Santa Cruz, 17 new listings hit the MLS this week. By the time most search sites update, the window has already narrowed.
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Nearby Santa Cruz Homes for Sale View All 126 →

Similar 5-Bedroom Homes in Santa Cruz View All 7 →

5 bed · $1.2M-$2.0M · Active in Santa Cruz

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Santa Cruz Market Overview Full Stats →

$1,559,293Avg Sale Price+1.3% vs Last Year
40Avg DOM+11.1% vs Last Year
175Active Listings
98.8%Sale-to-List
$900Price/sqft
4.3Months Inventory
41Closed (Last Mo)
7New Listings/Mo
Source: MLSListings Inc. · October 2026

Frequently Asked Questions

Listed at $1,595,000 ($492/sqft). Santa Cruz avg is $900/sqft, placing this 45.3% below. Comparable recent sales help frame the value.
Listed 25 days (as of September 9, 2026). Santa Cruz average is 40 days.
Est. $10,200/mo with 20% down ($319,000) at 6.75%. Includes principal & interest ($8,276), property tax ($1,661), and insurance ($262). HOA: None. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 175 active listings in Santa Cruz (11 are 5-bedroom). At $1,595,000 this is positioned against the city average of $1,650,328. Similar homes have sold at 98.8% of asking.
5-bedroom homes in Santa Cruz (95060) are currently averaging $900 per square foot. Market activity shows homes spending an average of 40 days on market in this area.
188 Kelly LN in Santa Cruz is currently listed at $1,595,000. This 5-bedroom, 3-bathroom single-family home is located in the Santa Cruz area.

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MLSListings IDX

Property Information © 2026 MLSListings Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.

Based on information from the MLSListings MLS as of Oct 4, 2026 7:15 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.

Data updated every 15 minutes. Visit www.MLSListings.com for more information.

Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.

Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.

Last updated: Oct 4, 2026 7:15 PM PT | Source: MLSListings Inc.

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