45 photos · MLS data verified October 4, 2026 · Updated every 15 min
$869,000Active
3 Beds·2 Baths·880 sqft·828 sqft lot·Built 1922
431 Capitola AVE, Capitola, CA 95010
Listed 5 days ago · September 29, 2026 | MLS# ML82062991
$987/sqft -5% vs Capitola avg
What this means: Priced below the Capitola per-sqft average. Compare to recent sales below for context.
Est. $5,676/moP&I $4,509 · Tax $905 · Insurance $262 · HOA $0Assumes 20% down ($173,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Capitola, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
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Just Listed, 5 Days on Market
Capitola avg is 40 days. Early showings often see the most competition.
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3 Bed / 2 Bath / 880 sqft on 828 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $869K vs City Average $1.4M
$987/sqft compared to Capitola avg $1,035/sqft (-4.6%).
Best fit forActive BuyersCapitola SearchersMove-Up / Move-In
About This Home
3 Blocks to the beach and Esplanade, in the heart of Capitola Village listed at $869,000- you cannot find a vacant lot in Capitola village for this low price--OHHHH THE POSSIBILITIES! This is a 3 bedroom (records reflect 2 bedrooms), 2 bath home with off-street parking- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing & dual pane windows. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living- rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one it is cute as a button!
MLS ID #ML82062991, Tyanne Scaletti. Listing provided by Bailey Properties · MLSListings Inc.
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Property Details
Property Type
Single Family Residence
Year Built
1922
Bedrooms
3
Bathrooms
2 Full
Living Area
880 sqft
Lot Size
828 sqft
Garage
N/A
Price/sqft
$987
County
SantaCruz
MLS Number
ML82062991
Status
Active
Stories
N/A
HOA
None
Interior Features
WallFurnace
Exterior & Lot
Flat Roof0.02 Acres
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
431 Capitola AVE, Capitola, CA 95010 · SantaCruz County
Market Context
Price Positioning
$Price context: Listed at $987/sqft vs Capitola avg $1,035/sqft (4.6% below).
$Sale-to-list: Capitola homes selling at 99.8% of asking.
⏲Velocity: City avg 40 days. This home: 5 days.
🏠Inventory:12 3-bedroom homes currently available in Capitola.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
This 880 square foot single-family home at 431 Capitola AVE in Capitola features 3 bedrooms and 2 bathrooms. Listed at $869,000, this Capitola property reflects the current pricing trends for 3-bedroom homes in the 95010 zip code.
3-Bedroom Homes for Sale in Capitola 95010
Browse 3-bedroom single-family home listings in Capitola. Properties in 95010 are currently averaging $1,035 per square foot with 40 days on market.
What to Expect When Buying in Capitola
The Capitola market features a mix of single-family home properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $869,000 ($987/sqft). Capitola avg is $1,035/sqft, placing this 4.6% below. Comparable recent sales help frame the value.
Listed 5 days (as of September 29, 2026). Capitola average is 40 days.
Est. $5,676/mo with 20% down ($173,800) at 6.75%. Includes principal & interest ($4,509), property tax ($905), and insurance ($262). HOA: None. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 39 active listings in Capitola (12 are 3-bedroom). At $869,000 this is positioned against the city average of $1,394,073. Similar homes have sold at 99.8% of asking.
3-bedroom homes in Capitola (95010) are currently averaging $1,035 per square foot. Market activity shows homes spending an average of 40 days on market in this area.
431 Capitola AVE in Capitola is currently listed at $869,000. This 3-bedroom, 2-bathroom single-family home is located in the Capitola area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Oct 4, 2026 3:30 AM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Oct 4, 2026 3:30 AM PT | Source: MLSListings Inc.
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