32 photos · MLS data verified October 8, 2026 · Updated every 15 min
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$995,000
Active
2 Beds·2 Baths·1,455 sqft·N/A sqft lot·Built 1978
412 Cliff St, Santa Cruz, CA 95060
Listed 1 day ago · | MLS# ML82063829
$683/sqft
412 Cliff St is a 2-bedroom, 2-bath condo in Santa Cruz 95060 with 1,455 square feet of living space, built in 1978. It is listed at $995,000, or $683 per square foot, with HOA dues of $400 per month. The three most recent 2-bedroom sales in 95060 closed between $699,000 and $2,535,000 ($768 to $1,970 per square foot).
Est. $6,861/moP&I $5,163 · Tax $1,036 · Insurance $262 · HOA $400Assumes 20% down ($199,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Condo Price Position in Santa Cruz
$351K$995K
178Active in Santa Cruz
23Active Condos
4.2 moInventory
Why This Home Stands Out
🏠
2 Bed / 2 Bath, 1,455 sqft
Built in 1978, attached 1-car garage.
🏊
HOA $400/mo
Misty Heights.
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Just Listed, 1 Day on Market
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Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About 412 Cliff St
Experience the best of Santa Cruz coastal living in this impressive three-story home located in the highly sought-after Beach Hill neighborhood. Featuring a one-car garage and private balcony, this spacious residence offers beautiful ocean and Santa Cruz Beach Boardwalk views and an ideal setting for enjoying the area's vibrant coastal lifestyle. Just a few blocks from the Santa Cruz Beach Boardwalk and Santa Cruz Municipal Wharf, you'll have easy access to beaches, dining, entertainment, and waterfront attractions. The property is also adjacent to the San Lorenzo River and offers convenient access to the Santa Cruz Riverwalk, perfect for walking, biking, and enjoying the outdoors. Located less than four miles from UC Santa Cruz, this home combines a desirable residential setting with exceptional proximity to the university and the best of downtown and coastal Santa Cruz. A fantastic opportunity to own a home in one of Santa Cruz's most coveted neighborhoods with ocean views, Boardwalk views, and an unbeatable location.
MLS ID #ML82063829, Bret Chernetsky. Listing provided by Real Brokerage Technologies · MLSListings Inc.
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Property Details for 412 Cliff St
Overview
- Property Type
- Condominium
- Year Built
- 1978
- Bedrooms
- 2
- Bathrooms
- 1 Full, 1 Half
- Living Area
- 1,455 sqft
- Price/sqft
- $683
- Status
- Active
Interior
- Kitchen
- Formal dining room
- Appliances
- Dishwasher, Garbage disposal, Microwave, Oven range electric, Refrigerator, Trash compactor, Washer dryer
- Fireplace
- Wood burning
- Heating
- Forced air
- Cooling
- None
- Family Room
- Kitchen family room combo
Exterior and Parking
- Garage
- Attached, 1 space
- Roof
- Shingle
- Foundation
- Concrete slab
- Zoning
- R1
Community and HOA
- HOA Dues
- $400/mo
- Utilities
- Public, Water public
- County
- Santa Cruz
- City
- Santa Cruz
Schools
- School District
- Santa Cruz City Elementary
- Santa Cruz Schools
- View Santa Cruz schools
Listing
- MLS Number
- ML82063829
- Listed
- October 7, 2026
- Days on Market
- 1
- Listing Agent
- Bret Chernetsky
- Listing Brokerage
- Real Brokerage Technologies
- Data Verified
- October 8, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
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Location
412 Cliff St, Santa Cruz, CA 95060 · Santa Cruz County
Market Context
Price Positioning
🏠 Inventory: 30 2-bedroom homes and 23 condos currently active in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $995,000 ($683/sqft). The three most recent 2-bedroom sales in 95060 closed at $768 to $1,970 per sqft.
Listed October 7, 2026. That is 1 day on market as of October 8, 2026.
Est. $6,861/mo with 20% down ($199,000) at 6.75%. That is principal and interest $5,163, property tax $1,036, insurance $262 and HOA $400. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 178 active listings in Santa Cruz: 30 are 2-bedroom and 23 are condos.
The three most recent 2-bedroom sales in Santa Cruz 95060 closed at $699,000, $1,615,000 and $2,535,000, or $768 to $1,970 per sqft.
Yes. As of October 8, 2026, 412 Cliff St is an active listing at $995,000. It is a 2-bedroom, 2-bath condo with HOA dues of $400 per month.
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Buyers
See 412 Cliff St before the weekend
Listed 1 day ago.
Questions
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Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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