23 photos · MLS data verified October 4, 2026 · Updated every 15 min
$399,000Active
1 Beds·1 Baths·835 sqft·N/A sqft lot·Built 2015
708 Frederick ST 205, Santa Cruz, CA 95062
Listed 5 days ago · September 29, 2026 | MLS# ML82062964
$477/sqft -47% vs Santa Cruz avg
What this means: Priced below the Santa Cruz per-sqft average. Compare to recent sales below for context.
Est. $3,349/moP&I $2,070 · Tax $416 · Insurance $262 · HOA $601Assumes 20% down ($79,800) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Santa Cruz, Santa Cruz County. Convenient access to schools, parks, and Bay Area employment centers.
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Just Listed, 5 Days on Market
Santa Cruz avg is 40 days. Early showings often see the most competition.
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1 Bed / 1 Bath / 835 sqft on N/A sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $399K vs City Average $1.7M
$477/sqft compared to Santa Cruz avg $900/sqft (-46.9%).
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About This Home
City of Santa Cruz Measure O Unit! First time on market! This original owner has enjoyed living in this unit! Who will be the lucky one who gets to live here next? Seller said Sell it!! Listed lower than the county price of $442,362. So, at $399,000 list price you get built in equity when you purchase! Yes, there are income limits. What an opportunity to live in East Side Santa Cruz in a 2015 building with secure parking and locked front entrance and lobby. It's walkable to the yacht harbor, shops, restaurants and more! Once inside there is a spacious lobby with access to a community room, elevator, stairs and locking mailboxes! This unit is on the second floor! It lives like a 1 bedroom with large closet plus an additional room for office/craft room or even a second bedroom (it does not have a closet). Open kitchen, Living and Dining feels spacious! The electric fireplace is quick to provide a cozy feeling. And you have your own stacking in unit laundry! While your laundry in spinning, relax on your outdoor patio with a view of bocci ball court and outdoor firepit area. Or enjoy the birds and flowers! 1 person max income $96,050 2 person max income $109,750.
MLS ID #ML82062964, Judy Brose. Listing provided by CENTURY 21 Masters · MLSListings Inc.
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Property Details
Property Type
Condominium
Year Built
2015
Bedrooms
1
Bathrooms
1 Full
Living Area
835 sqft
Lot Size
N/A sqft
Garage
1 Spaces
Price/sqft
$477
County
SantaCruz
MLS Number
ML82062964
Status
Active
Stories
N/A
HOA
$601/mo
Interior Features
Fireplace
Exterior & Lot
Composition Roof1-Car Garage
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
708 Frederick ST 205, Santa Cruz, CA 95062 · SantaCruz County
Market Context
Price Positioning
$Price context: Listed at $477/sqft vs Santa Cruz avg $900/sqft (46.9% below).
$Sale-to-list: Santa Cruz homes selling at 98.8% of asking.
⏲Velocity: City avg 40 days. This home: 5 days.
🏠Inventory:12 1-bedroom homes currently available in Santa Cruz.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
This 835 square foot condominium at 708 Frederick ST 205 in Santa Cruz features 1 bedrooms and 1 bathrooms. Listed at $399,000, this Santa Cruz property reflects the current pricing trends for 1-bedroom homes in the 95062 zip code.
1-Bedroom Homes for Sale in Santa Cruz 95062
Browse 1-bedroom condominium listings in Santa Cruz. Properties in 95062 are currently averaging $900 per square foot with 40 days on market.
What to Expect When Buying in Santa Cruz
The Santa Cruz market features a mix of condominium properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $399,000 ($477/sqft). Santa Cruz avg is $900/sqft, placing this 46.9% below. Comparable recent sales help frame the value.
Listed 5 days (as of September 29, 2026). Santa Cruz average is 40 days.
Est. $3,349/mo with 20% down ($79,800) at 6.75%. Includes principal & interest ($2,070), property tax ($416), and insurance ($262). HOA: $601/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 175 active listings in Santa Cruz (12 are 1-bedroom). At $399,000 this is positioned against the city average of $1,650,328. Similar homes have sold at 98.8% of asking.
1-bedroom homes in Santa Cruz (95062) are currently averaging $900 per square foot. Market activity shows homes spending an average of 40 days on market in this area.
708 Frederick ST 205 in Santa Cruz is currently listed at $399,000. This 1-bedroom, 1-bathroom condominium is located in the Santa Cruz area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Oct 4, 2026 7:15 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Oct 4, 2026 7:15 PM PT | Source: MLSListings Inc.
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708 Frederick ST 205$399,0001 bd · 1 ba · 835 sqft
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