12 photos · MLS data verified October 9, 2026 · Updated every 15 min
$895,000
Active
0 Beds·0 Baths·0 sqft·14,898 sqft lot·Built N/A
426 Palm St, Santa Cruz, CA 95060
Listed 4 days ago · | MLS# ML82063657
$0/sqft
426 Palm St is a home in Santa Cruz 95060. It is listed at $895,000.
Est. $5,838/moP&I $4,644 · Tax $932 · Insurance $262 · HOA $0Assumes 20% down ($179,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use a property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
179Active in Santa Cruz
4.3 moInventory
Why This Home Stands Out
⚡
Just Listed, 4 Days on Market
Early showings often see the most competition.
Best fit forActive BuyersSanta Cruz SearchersMove-Up / Move-In
About 426 Palm St
Rare Santa Cruz Opportunity: Expansive Lot on a Quiet Dead-End Street!!!
Tucked at the end of a peaceful dead-end street, this rare 14,898 sq. ft. lot offers the kind of space and privacy that's hard to find in Santa Cruz. Enjoy a prime location just minutes from the beach and close to shopping, dining, and everyday conveniences.
The existing 3-bedroom, 2-bath home offers 1,378 sq. ft. of living space and is in poor condition, making it an ideal canvas for a full rehab or a fresh start. Bring your vision: restore and reimagine the current home, or build the custom residence you've always wanted, with the potential to add an ADU for guests, family, or rental income (buyer to verify with the City/County).
With room to spread out and endless possibilities, this is a rare chance to create something special in one of coastal California's most sought-after communities. Investors, builders, and dreamers, come see the potential!
MLS ID #ML82063657, Jim Guido. Listing provided by eXp Realty of California Inc · MLSListings Inc.
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Property Details for 426 Palm St
Overview
- Property Type
- ResidentialLot
- Bathrooms
- 0 Full
- Lot Size
- 14,898 sqft (0.34 acres)
- Status
- Active
Exterior and Parking
- Fencing
- Fenced back
- Zoning
- R-1
Community and HOA
- Utilities
- Natural gas available, Public, Water public
- County
- Santa Cruz
- City
- Santa Cruz
Schools
- School District
- Santa Cruz City Elementary
- Santa Cruz Schools
- View Santa Cruz schools
Listing
- MLS Number
- ML82063657
- Listed
- October 5, 2026
- Days on Market
- 4
- Listing Agent
- Jim Guido
- Listing Brokerage
- eXp Realty of California Inc
- Data Verified
- October 9, 2026
Source: MLSListings Inc. School attendance boundaries are set by the district and can change; verify directly with the district.
Free from Aegis · Updated for October 2026
Three Santa Cruz Reports the Listing Does Not Give You
📄Santa Cruz Market ReportFree 9-page PDF with bedroom breakdowns, comp data and pricing trends, updated monthly.Email Me the Report →📋Santa Cruz Buyer BriefA personalized brief with comp data, offer strategy and neighborhood context.Email Me the Report →🎯Santa Cruz Offer StrategyComp analysis and bid recommendations before you write an offer on this home.Email Me the Report →
Location
426 Palm St, Santa Cruz, CA 95060 · Santa Cruz County
Market Context
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Get My Offer Range →Frequently Asked Questions
Listed at $895,000.
Listed October 5, 2026. That is 4 days on market as of October 9, 2026.
Est. $5,838/mo with 20% down ($179,000) at 6.75%. That is principal and interest $4,644, property tax $932 and insurance $262. The assumptions and lender disclosure are with the payment estimate at the top of this page.
There are 179 active listings in Santa Cruz.
Yes. As of October 9, 2026, 426 Palm St is an active listing at $895,000.
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Timothy Alston
Broker · DRE# 01328224 · Over 23 Years Experience
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Buyers
See 426 Palm St before the weekend
Listed 4 days ago.
Questions
Talk to Timothy directly
Timothy Alston, Broker, DRE# 01328224. Over 23 years in Silicon Valley real estate.
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