Listed 508 days ago · February 26, 2025 | MLS# ML81995619
$786/sqft -16% vs San Francisco avg
What this means: Priced below the San Francisco per-sqft average. Compare to recent sales below for context.
Est. $17,084/moP&I $14,010 · Tax $2,812 · Insurance $262 · HOA $0Assumes 20% down ($540,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in San Francisco, Santa Clara County. Convenient access to schools, parks, and Bay Area employment centers.
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10 Bed / 3 Bath / 3,432 sqft on 1,870 sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $2.7M vs City Average $1.2M
$786/sqft compared to San Francisco avg $941/sqft (-16.4%).
Best fit forActive BuyersSan Francisco SearchersMove-Up / Move-In
About This Home
Welcome to this expansive 8-bedroom mixed use property located in the vibrant city of San Francisco. Work ,live and play lifestyle. First floor can be an office /retail or a coffee shop with indoor and outdoor setting or seating area.With a generous 3,432 sq ft of living space, this property offers a versatile layout perfect for large families or those looking for ample room to grow. The kitchen is equipped with an electric cooktop and other countertop surfaces, seamlessly connecting to a combined family room for a modern open-plan living experience. The dining area is conveniently situated within the living room, enhancing the ease of entertaining.
The property features a mix of concrete, hardwood, and other flooring, adding character and durability throughout. High ceilings add to the sense of space and grandeur. Note the absence of a cooling system, but heating is provided via baseboard and electric sources.
San Francisco Unified School District serves this location. While there is no dedicated laundry area or garage spaces, the property's ample size compensates with abundant potential. Ideal for those seeking a spacious residence in a prime urban setting.
MLS ID #ML81995619, Melanie Holthaus. Listing provided by Alliance Bay Realty · MLSListings Inc.
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Property Details
Property Type
Single Family Residence
Year Built
1900
Bedrooms
10
Bathrooms
2 Full, 1 Half
Living Area
3,432 sqft
Lot Size
1,870 sqft
Garage
N/A
Price/sqft
$786
County
SanFrancisco
MLS Number
ML81995619
Status
Active
Stories
N/A
HOA
None
Interior Features
Baseboard, Electric
Exterior & Lot
Shingle Roof0.04 AcresPool
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
3545 20th ST, San Francisco, CA 94110 · SanFrancisco County
Market Context
Price Positioning
$Price context: Listed at $786/sqft vs San Francisco avg $941/sqft (16.4% below).
$Sale-to-list: San Francisco homes selling at 104.8% of asking.
⏲Velocity: City avg 33 days. This home: 508 days.
🏠Inventory:3 10-bedroom homes currently available in San Francisco.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
InnerMission in San Francisco, California (94110) continues to attract significant buyer interest. 3545 20th ST, a 10-bedroom single-family home with 3,432 square feet of living space, is listed for $2,700,000. The surrounding market reflects strong demand for properties in this price segment.
10-Bedroom Homes for Sale in San Francisco 94110
Browse 10-bedroom single-family home listings in the InnerMission area of San Francisco. Properties in 94110 are currently averaging $941 per square foot with 33 days on market.
What to Expect When Buying in InnerMission
The InnerMission market in San Francisco features a mix of single-family home properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $2,700,000 ($786/sqft). San Francisco avg is $941/sqft, placing this 16.4% below. Comparable recent sales help frame the value.
Listed 508 days (as of February 26, 2025). San Francisco average is 33 days.
Est. $17,084/mo with 20% down ($540,000) at 6.75%. Includes principal & interest ($14,010), property tax ($2,812), and insurance ($262). HOA: None. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 66 active listings in San Francisco (3 are 10-bedroom). At $2,700,000 this is positioned against the city average of $1,240,219. Similar homes have sold at 104.8% of asking.
10-bedroom homes in San Francisco (94110) are currently averaging $941 per square foot. Market activity shows homes spending an average of 33 days on market in this area.
3545 20th ST in San Francisco is currently listed at $2,700,000. This 10-bedroom, 3-bathroom single-family home is located in the InnerMission area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Jul 19, 2026 3:15 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Jul 19, 2026 3:15 PM PT | Source: MLSListings Inc.
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