18 photos · MLS data verified July 19, 2026 · Updated every 15 min
$2,950Active
3 Beds·2 Baths·1,124 sqft·N/A sqft lot·Built 1965
637 Spencer ST, Monterey, CA 93940
Listed 35 days ago · June 14, 2026 | MLS# ML82051023
$2/sqft -100% vs Monterey avg
What this means: Priced below the Monterey per-sqft average. Compare to recent sales below for context.
Est. $280/moP&I $15 · Tax $3 · Insurance $262 · HOA $0Assumes 20% down ($590) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Monterey, Santa Clara County. Convenient access to schools, parks, and Bay Area employment centers.
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3 Bed / 2 Bath / 1,124 sqft on N/A sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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Listed at $2K vs City Average $1.5M
$2/sqft compared to Monterey avg $808/sqft (-99.7%).
Best fit forActive BuyersMonterey SearchersMove-Up / Move-In
About This Home
Lovely 3BR/1.5BA two story duplex @637 Spencer in Monterey. One car attached garage with hookups for washer/dryer. $2950/month; $2950 S. D. Rent includes Water and Sewer. Upstairs master bedroom and bedroom two have partial ocean views through the trees. Unit is at the rear of a well maintained duplex on a quiet Monterey Street. Walk to beach, shops and Aquarium. PLEASE DO NOT DISTURB TENANT IN FRONT UNIT. Thank you.
MLS ID #ML82051023, Andrew Neubauer. Listing provided by Mission Village Realty · MLSListings Inc.
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Property Details
Property Type
Condominium
Year Built
1965
Bedrooms
3
Bathrooms
1 Full, 1 Half
Living Area
1,124 sqft
Lot Size
N/A sqft
Garage
1 Spaces
Price/sqft
$2
County
Monterey
MLS Number
ML82051023
Status
Active
Stories
N/A
HOA
None
Interior Features
CentralForcedAir
Exterior & Lot
1-Car Garage
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
637 Spencer ST, Monterey, CA 93940 · Monterey County
Market Context
Price Positioning
$Price context: Listed at $2/sqft vs Monterey avg $808/sqft (99.7% below).
$Sale-to-list: Monterey homes selling at 99.5% of asking.
⏲Velocity: City avg 38 days. This home: 35 days.
🏠Inventory:20 3-bedroom homes currently available in Monterey.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
637 Spencer ST is located in the NewMonterey area of Monterey, California. This 3-bedroom, 2-bathroom condominium is listed for $2,950. Homes in NewMonterey average $808 per square foot with an average of 38 days on market, making this one of the most actively watched markets in 93940.
3-Bedroom Homes for Sale in Monterey 93940
Browse 3-bedroom condominium listings in the NewMonterey area of Monterey. Properties in 93940 are currently averaging $808 per square foot with 38 days on market.
What to Expect When Buying in NewMonterey
The NewMonterey market in Monterey features a mix of condominium properties ranging from starter homes to luxury estates. Current inventory levels suggest moderate conditions for buyers in this area.
Listed at $2,950 ($2/sqft). Monterey avg is $808/sqft, placing this 99.7% below. Comparable recent sales help frame the value.
Listed 35 days (as of June 14, 2026). Monterey average is 38 days.
Est. $280/mo with 20% down ($590) at 6.75%. Includes principal & interest ($15), property tax ($3), and insurance ($262). HOA: None. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 89 active listings in Monterey (20 are 3-bedroom). At $2,950 this is positioned against the city average of $1,476,707. Similar homes have sold at 99.5% of asking.
3-bedroom homes in Monterey (93940) are currently averaging $808 per square foot. Market activity shows homes spending an average of 38 days on market in this area.
637 Spencer ST in Monterey is currently listed at $2,950. This 3-bedroom, 2-bathroom condominium is located in the NewMonterey area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Jul 19, 2026 12:00 PM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Jul 19, 2026 12:00 PM PT | Source: MLSListings Inc.
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