Listed 7 days ago · July 27, 2026 | MLS# ML82055663
$727/sqft -55% vs Carmel avg
What this means: Priced below the Carmel per-sqft average. Compare to recent sales below for context.
Est. $8,137/moP&I $5,967 · Tax $1,198 · Insurance $262 · HOA $710Assumes 20% down ($230,000) at 6.75% · Contact Timothy for a lender referralAegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
Active listing in Carmel, Santa Clara County. Convenient access to schools, parks, and Bay Area employment centers.
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Just Listed, 7 Days on Market
Carmel avg is 65 days. Early showings often see the most competition.
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3 Bed / 3 Bath / 1,580 sqft on N/A sqft Lot
Spec sheet at a glance. See full details below for interior, exterior, and lot features.
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OPEN TUE, 9:30AM TO 12PM
Tour the property in person. No appointment needed.
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Listed at $1.1M vs City Average $4.2M
$727/sqft compared to Carmel avg $1,616/sqft (-55.0%).
Best fit forActive BuyersCarmel SearchersMove-Up / Move-In
About This Home
Beautifully maintained corner-unit townhome in a sought-after Carmel community, offering 3 bedrooms, 2.5 baths, 1,580 square feet of living space, and a 2-car garage. This home is truly turnkey, with every update thoughtfully considered. Think soft-close shaker kitchen cabinets, custom California Closet systems in every bedroom, wood floors on main level, and newer Pella windows and sliders (2021) with great energy efficiency and sound insulation.
2026 improvements include fresh interior paint throughout, new carpeting on second level, refreshed bathrooms, all new interior doors, and a new water heater.
Multiple spaces make this home ideal for enjoying and entertaining. These include a formal dining room and a living room that flows into the enclosed deck for additional gathering space. Barn and pocket doors give the dining room the flexibility to transform into a home office, game room, or creative studio. With views of the greenbelt, the upstairs balcony is a peaceful retreat.
The community offers a pool, spa, sauna, and tennis courts, with easy access to Crossroads Carmel Shopping Center, Carmel-by-the-Sea, Big Sur, and all the Monterey Peninsula has to offer. Whether laying down roots or seeking a lock-and-leave second home, this exquisitely maintained home fits the bill.
MLS ID #ML82055663, Nancy Nino. Listing provided by Coldwell Banker Realty · MLSListings Inc.
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Property Details
Property Type
Townhouse
Year Built
1976
Bedrooms
3
Bathrooms
2 Full, 1 Half
Living Area
1,580 sqft
Lot Size
N/A sqft
Garage
2 Spaces
Price/sqft
$727
County
Monterey
MLS Number
ML82055663
Status
Active
Stories
N/A
HOA
$710/mo
Interior Features
CentralForcedAir_Gas
Exterior & Lot
Wood Roof2-Car GaragePool
Location
This HomeActive ListingNew (3 days or less)Price ReducedOpen HouseSold
3850 Rio RD 78, Carmel, CA 93923 · Monterey County
Market Context
Price Positioning
$Price context: Listed at $727/sqft vs Carmel avg $1,616/sqft (55.0% below).
$Sale-to-list: Carmel homes selling at 96.8% of asking.
⏲Velocity: City avg 65 days. This home: 7 days.
🏠Inventory:44 3-bedroom homes currently available in Carmel.
Source: MLSListings Inc. Timothy Alston, Broker, DRE# 01328224.
Want to know what this home will actually sell for? Get a data-backed offer range based on recent comparable sales.
Mission in Carmel, California (93923) continues to attract significant buyer interest. 3850 Rio RD 78, a 3-bedroom townhouse with 1,580 square feet of living space, is listed for $1,150,000. The surrounding market reflects strong demand for properties in this price segment.
3-Bedroom Homes for Sale in Carmel 93923
Browse 3-bedroom townhouse listings in the Mission area of Carmel. Properties in 93923 are currently averaging $1,616 per square foot with 65 days on market.
What to Expect When Buying in Mission
The Mission market in Carmel features a mix of townhouse properties ranging from starter homes to luxury estates. Current inventory levels suggest measured conditions for buyers in this area.
Listed at $1,150,000 ($727/sqft). Carmel avg is $1,616/sqft, placing this 55.0% below. Comparable recent sales help frame the value.
Listed 7 days (as of July 27, 2026). Carmel average is 65 days.
Est. $8,137/mo with 20% down ($230,000) at 6.75%. Includes principal & interest ($5,967), property tax ($1,198), and insurance ($262). HOA: $710/mo. Aegis Luxury Real Estate is a licensed California real estate brokerage (DRE# 01328224) and is not a mortgage lender, mortgage broker, or loan originator. The figures shown are estimates for general reference only and do not constitute a loan offer, pre-approval, pre-qualification, or commitment to lend. Estimates use the applicable county average property tax rate of 1.25% of home price annually. Actual rates, payments, taxes, and insurance vary by lender and borrower qualifications. Contact Timothy for a referral to one of our preferred lending partners.
There are 122 active listings in Carmel (44 are 3-bedroom). At $1,150,000 this is positioned against the city average of $4,160,964. Similar homes have sold at 96.8% of asking.
3-bedroom homes in Carmel (93923) are currently averaging $1,616 per square foot. Market activity shows homes spending an average of 65 days on market in this area.
3850 Rio RD 78 in Carmel is currently listed at $1,150,000. This 3-bedroom, 3-bathroom townhouse is located in the Mission area.
The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™ MLS system. Real estate listings held by brokerage firms other than Aegis Luxury Real Estate are marked with the Internet Data Exchange icon (a stylized house) and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from the MLSListings MLS as of Aug 3, 2026 6:15 AM PT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
These statistics are generated using information from the MLSListings Inc. multiple listing service, but have not been verified and are not guaranteed. MLSListings Inc. disclaims any responsibility for the accuracy and reliability of these statistics. This information should not be relied upon for real estate transaction decisions.
Data updated every 15 minutes. Visit www.MLSListings.com for more information.
Information provided is for general informational purposes only. Equal Housing Opportunity. If you are currently working with a real estate agent, this is not intended as a solicitation.
Timothy Alston, Broker, DRE# 01328224, Aegis Luxury Real Estate, 10080 N. Wolfe Rd Ste SW3-200, Cupertino CA 95014. (408) 207-4593.
Last updated: Aug 3, 2026 6:15 AM PT | Source: MLSListings Inc.
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